Affordability is living Rent-Free, Utility-Bill-Free, Tax-Free, with abundant access to the highest quality Water, Food, Housing, Transportation, Education, Energy and Telecommunications. This can be known as Universal Resource Access, and is the fundamental issue of our time. We have the plan to attain this in our society within 10-12 years after beginning the implementation. This plan does not extract from any current models, and can be built parallel to the current system, so everyone benefits. The result will be a city of 1,000,000 FREE people, who can become entrepreneurs, artists, innovators, and live a life of purpose in abundance and love.