Today doctors work for insurers; insurers for your boss; nobody works for you; so the system doesn’t work. We need a Million Payer system: health insurance not tied to your job with spiraling costs hidden by government intervention and a bad 1940s corporate tax deal.  Where you buy insurance directly, usable anywhere not just in a private insurer network. Give you corporate tax deal, open up the networks, require good faith estimates. Address cost and choice, not restrict price and service.