Affordability and homelessness are the main issues in District 9. Housing First w/ services worked in Utah and is working in Austin with the Loaves to Fishes’ program. The cost of doing nothing is staggering b/c of the hospital-jail-shelter pipeline. A hospital stay is $4,700, an emergency visit is $1,400, an ambulance ride is $876.  It is more expensive to do nothing than it is to do something. Loaves to Fishes’ program proves that giving people a chance to regain their dignity through shelter, works. Housing first works with financial education, therapy, mental services, and drug rehab.